Maximizing Your Dental Insurance Before It Renews: A 2024 Guide
As we approach the end of the year, it’s the perfect time to take stock of your dental health and make sure you’re getting the most out of your dental insurance benefits before they reset. Many dental insurance plans operate on a calendar year, meaning your coverage will renew in January. If you don’t use up your benefits, you could lose them. In this blog, we'll explore how to maximize your dental insurance before it expires, so you can enter the new year with a healthy smile and avoid leaving money on the table.
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- Use Your Annual Maximum
If you haven’t hit your plan’s annual maximum (the most your insurance will pay for the year), schedule any treatments you need — like fillings, crowns, dental examinations or cleanings — before December 31st. Unused benefits won’t roll over into the new year.
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- Get Your Preventive Care
Most dental plans fully cover two cleanings and exams per year. If you haven’t had yours yet, now’s the time to book your appointment. Preventive care can help avoid more costly treatments later.
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- Plan for Major Procedures
If you need major treatments (like crowns, root canals, or implants), discuss with your dentist about starting the process before the year ends. You can often split the cost across two years, using up remaining benefits now and applying next year’s for the rest.
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- Review Your Plan for Next Year
Before the year ends, check if your plan changes in the new year. Adjust your coverage if needed to avoid surprises.
By acting now, you can make the most of your dental insurance benefits and start the new year with a healthy smile.
Conclusion: Don’t Wait – Act Now!
With the year coming to a close, you don’t want to leave valuable dental benefits unused. Schedule your preventive care, take advantage of any remaining benefits, and tackle any major treatments before the calendar flips to 2024. By planning ahead, you can optimize your dental coverage, maintain your oral health, and minimize out-of-pocket costs. Your teeth will thank you, and you’ll start the new year with a smile that’s healthy and bright!
If you’re unsure about your dental insurance benefits or need help understanding how to maximize them, don’t hesitate to reach out to us or your insurance provider. We can guide you in making the most of your plan before it resets.